As a student in the United States, you have access to a number of benefits that can help you save money, manage your finances, and support your academic and personal goals. Here are the top 5 benefits for students in the US:
- Financial aid: Financial aid is available to students in the form of grants, scholarships, loans, and work-study programs. These resources can help you pay for your tuition, fees, and other education-related expenses. To apply for financial aid, you’ll need to fill out the Free Application for Federal Student Aid (FAFSA).
- Tax credits and deductions: The US tax system offers a number of credits and deductions that can help students save money on their taxes. The American Opportunity Tax Credit, for example, provides up to $2,500 per year for qualified students. The Lifetime Learning Credit offers up to $2,000 per year for tuition and other education-related expenses.
- Student discounts: Many businesses offer discounts to students on products and services such as textbooks, software, and entertainment. These discounts can add up and help you save money while in school.
- Health insurance: Many universities offer health insurance plans to students, and the Affordable Care Act requires colleges and universities to provide information about their health insurance options to students. If you’re not covered by your school’s plan, you may be able to find an affordable health insurance plan through the Health Insurance Marketplace.
- Career services: Most universities offer career services to help students find internships, jobs, and other opportunities after graduation. These services can include resume and cover letter help, job search resources, and networking events.
Overall, being a student in the US comes with a number of benefits that can help you manage your finances, save money, and prepare for your future career. Don’t forget to take advantage of these resources while you’re in school!